Carriage Ride in Philadelphia's Historic District

We took a nice horse and carriage ride through Philadelphia's historic district one morning. Here is a picture of my two handsome men in the back of the carriage. Our horse had a presidential name, Truman. Our guide explained that Ben Franklin started the first fire insurance company in Philadelphia. People who purchased the insurance had to post a plaque on the outside of their home. Our guide also claimed that Ben Franklin had 32 illegitimate children! Please Wikipedia that for me in your spare time so we can see if it's really true.